How to Borrow MTN Airtime Credit and Pay Later

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Talk is cheap, they said, well, not really. Everybody in Ghana runs out of airtime in the middle of a conversation every now and then. Sometimes, in the middle of nowhere. You don’t have to panic, running around, looking for where to purchase an MTN credit the next time this happens.

Can I borrow airtime when I run out of credits?

Borrow MTN Airtime Credit and Pay Later

Yes, you can borrow from 0.25p to GH¢2 the next time you run out of credits on MTN Extra-Time.

Borrow Airtime on MTN Ghana with MTN Extra-Time

MTN Extra time allows MTN Ghana subscribers to borrow airtime credit and pay back later, using an overdraft amount based on their spend and the no. of years on MTN.

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You can borrow credit via SMS by simply sending Start to 1506 and follow the prompts.

Time needed: 2 minutes

Or follow this simple steps to borrow airtime on your MTN network using USSD.

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  1. Open your Phone Dialpad

    Open your phone dialer like you want to make a call.

  2. Dial Short Code

    To borrow more talk time, dial *506#.MTN Ghana Short Code to Borrow Airtime

  3. Select Amount

    Select the amount of airtime you want to borrow by entering the option number on the input box.

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Kindly note, you will be charged 10% of every amount you borrow (i.e 0.1p from every GH¢1 you loan from MTN). If you have a negative credit balance (e.g –GH¢1), corresponding amount will be deducted on your next recharge.

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Ebenezer Obasi
Ebenezer Obasi
A web developer, IT graduate, terrible entrepreneur and a man of a few other incongruous talents, Ebenezer has been programming and writing on technology since 2012, and plans to do so until a few days before his ultimate fate: cryogenic preservation. If resurrected, he is likely to go back to his old habits.

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